Mudarabah term deposit
Grow your wealth with peace of mind
Your funds are invested exclusively in Shari'ah-compliant businesses and managed with the highest standards of integrity, maximizing Halal returns for our mutual success.
Exclusively Shari'ah-compliant investments
Under the Mudarabah partnership, AIB invests your deposit only in businesses that comply with Shari'ah principles. We act as the trusted manager of your capital, and the profit generated is shared. Your success is our success.
Flexible tenures in Afghani or US Dollars
Open your deposit in AFN or USD and choose the investment period that suits your plans: 6 or 12 months. With a minimum deposit of just $1,000, or its equivalent in Afghani, a term deposit is within reach for more customers than ever.
Principal and profit paid at maturity
A term deposit rewards commitment. Your funds remain invested for the full tenure you choose, and at maturity you receive your original principal together with the Halal returns it has earned, in one straightforward payout.
Key features
ATM, online shopping, bill payments and more features...
Frequently asked questions
Is the Mudarabah Term Deposit Shari'ah-compliant?
Yes. Your funds are invested exclusively in Shari'ah-compliant businesses. The account operates under Islamic finance principles to maximize Halal returns.
What are the minimum deposit and currency requirements?
You can open the deposit in Afghani (AFN) or US Dollars (USD). The minimum investment is $1,000 or its equivalent in AFN.
What investment periods are available, and when do I get paid?
You can choose a tenure of 6 or 12 months. Your principal and earned returns are paid out at maturity.
Can I withdraw my funds at any time?
No. Withdrawals are restricted until the maturity date; your principal and returns are paid out in full when your chosen term ends.
How to apply?
Visit your nearest AIB branch to open your Mudarabah term deposit.
Is the Mudarabah Term Deposit Shari'ah-compliant?
Yes. Your funds are invested exclusively in Shari'ah-compliant businesses. The account operates under Islamic finance principles to maximize Halal returns.
What are the minimum deposit and currency requirements?
You can open the deposit in Afghani (AFN) or US Dollars (USD). The minimum investment is $1,000 or its equivalent in AFN.
What investment periods are available, and when do I get paid?
You can choose a tenure of 6 or 12 months. Your principal and earned returns are paid out at maturity.
Can I withdraw my funds at any time?
No. Withdrawals are restricted until the maturity date; your principal and returns are paid out in full when your chosen term ends.
How to apply?
Visit your nearest AIB branch to open your Mudarabah term deposit.
Is the Mudarabah Term Deposit Shari'ah-compliant?
Yes. Your funds are invested exclusively in Shari'ah-compliant businesses. The account operates under Islamic finance principles to maximize Halal returns.
What are the minimum deposit and currency requirements?
You can open the deposit in Afghani (AFN) or US Dollars (USD). The minimum investment is $1,000 or its equivalent in AFN.
What investment periods are available, and when do I get paid?
You can choose a tenure of 6 or 12 months. Your principal and earned returns are paid out at maturity.
Can I withdraw my funds at any time?
No. Withdrawals are restricted until the maturity date; your principal and returns are paid out in full when your chosen term ends.
How to apply?
Visit your nearest AIB branch to open your Mudarabah term deposit.
Download the app now
View all your balances, send money locally or abroad, and log in securely using biometrics or a PIN. Available in Dari, Pashto, and English.
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Exchange rate
Airport Road, BIBI Mahro, Kabul, Afghanistan
©Afghanistan International Bank 2026
Exchange rate
Airport Road, BIBI Mahro, Kabul, Afghanistan
©Afghanistan International Bank 2026
Exchange rate
Airport Road, BIBI Mahro, Kabul, Afghanistan
©Afghanistan International Bank 2026