Flexible financing for life’s biggest steps
Whether it’s a new car or your dream home, our Shariah-compliant financing solutions give you clear, affordable plans with no hidden surprises.
Home financing
Buying a home is one of life’s biggest steps. With AIB Murabaha Home Financing, you can move in with confidence, knowing your payments are fixed, transparent and free from hidden charges.
Car financing
Getting on the road has never been simpler. With AIB Murabaha Vehicle Financing, you can drive away in the car you want, backed by clear terms and affordable repayments.
Frequently asked questions
Who owns the asset initially?
AIB purchases the vehicle or house and sells it to you under a murabaha agreement. Ownership transfers after signing and initial payment.
How is the price set?
The price is based on the bank’s purchase cost plus a pre-agreed profit margin.
What assets are eligible?
For vehicles: both new and used cars, subject to AIB approval.
For housing: ready houses or apartments, subject to due diligence.
Can I choose the asset?
Yes. You may select the vehicle or property, provided it meets AIB’s approval criteria.
What’s the repayment period?
Repayments are made in fixed instalments. Housing finance is available from 1 to 7 years and vehicle financing 1 to 3 years.
Is early settlement allowed?
Yes. Early settlement is possible, subject to AIB’s policy and terms of the agreement.
How to apply?
Visit any AIB branch, or contact us at +93 (0) 20 255 0 255 or WhatsApp +93 (0) 70000 1111.
Who owns the asset initially?
AIB purchases the vehicle or house and sells it to you under a murabaha agreement. Ownership transfers after signing and initial payment.
How is the price set?
The price is based on the bank’s purchase cost plus a pre-agreed profit margin.
What assets are eligible?
For vehicles: both new and used cars, subject to AIB approval.
For housing: ready houses or apartments, subject to due diligence.
Can I choose the asset?
Yes. You may select the vehicle or property, provided it meets AIB’s approval criteria.
What’s the repayment period?
Repayments are made in fixed instalments. Housing finance is available from 1 to 7 years and vehicle financing 1 to 3 years.
Is early settlement allowed?
Yes. Early settlement is possible, subject to AIB’s policy and terms of the agreement.
How to apply?
Visit any AIB branch, or contact us at +93 (0) 20 255 0 255 or WhatsApp +93 (0) 70000 1111.
Who owns the asset initially?
AIB purchases the vehicle or house and sells it to you under a murabaha agreement. Ownership transfers after signing and initial payment.
How is the price set?
The price is based on the bank’s purchase cost plus a pre-agreed profit margin.
What assets are eligible?
For vehicles: both new and used cars, subject to AIB approval.
For housing: ready houses or apartments, subject to due diligence.
Can I choose the asset?
Yes. You may select the vehicle or property, provided it meets AIB’s approval criteria.
What’s the repayment period?
Repayments are made in fixed instalments. Housing finance is available from 1 to 7 years and vehicle financing 1 to 3 years.
Is early settlement allowed?
Yes. Early settlement is possible, subject to AIB’s policy and terms of the agreement.
How to apply?
Visit any AIB branch, or contact us at +93 (0) 20 255 0 255 or WhatsApp +93 (0) 70000 1111.
How to apply
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Don't have an account yet?
Open an account that is best tailored for you. Whether you're managing personal finances or running a business, we're here to help.
Don't have an account yet?
Open an account that is best tailored for you. Whether you're managing personal finances or running a business, we're here to help.
Don't have an account yet?
Open an account that is best tailored for you. Whether you're managing personal finances or running a business, we're here to help.
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