Mudarabah Saving Account

Grow your savings the right way

With AIB’s Mudarabah Saving Account, you can deposit money securely, share in the profits from approved investments, and access your funds whenever you need them.

Grow your savings

Build your balance over time while sharing in the profits from Shariah-compliant investments.

Sandy beach with waves and rocky cliffs at sunset
Sandy beach with waves and rocky cliffs at sunset
Close-up of a green leaf with prominent veins.
Close-up of a green leaf with prominent veins.

Flexible access

Deposit or withdraw whenever you need, with four free withdrawals each month.

No monthly fees

Keep more of what you save with zero maintenance charges and clear profit announcements every quarter.

Colorful light patterns on a dark tiled floor.
Colorful light patterns on a dark tiled floor.

Key features

ATM, online shopping, bill payments and more features...

Frequently asked questions

Is the profit guaranteed?

No. Profit depends on the actual earnings from Shariah-compliant investments.


How is profit calculated?

Profit is shared based on actual earnings and the pre-agreed ratio between you and the bank.


Can I withdraw money anytime?

Yes. You may withdraw funds anytime, but only four withdrawals per month are free. Extra withdrawals may reduce profit and incur a fee.


Which currencies are available?

You can open this account in AFN or USD.


How to apply?

Visit any AIB branch, or contact us at +93 (0) 20 255 0 255 or WhatsApp +93 (0) 70000 1111.

Is the profit guaranteed?

No. Profit depends on the actual earnings from Shariah-compliant investments.


How is profit calculated?

Profit is shared based on actual earnings and the pre-agreed ratio between you and the bank.


Can I withdraw money anytime?

Yes. You may withdraw funds anytime, but only four withdrawals per month are free. Extra withdrawals may reduce profit and incur a fee.


Which currencies are available?

You can open this account in AFN or USD.


How to apply?

Visit any AIB branch, or contact us at +93 (0) 20 255 0 255 or WhatsApp +93 (0) 70000 1111.

Is the profit guaranteed?

No. Profit depends on the actual earnings from Shariah-compliant investments.


How is profit calculated?

Profit is shared based on actual earnings and the pre-agreed ratio between you and the bank.


Can I withdraw money anytime?

Yes. You may withdraw funds anytime, but only four withdrawals per month are free. Extra withdrawals may reduce profit and incur a fee.


Which currencies are available?

You can open this account in AFN or USD.


How to apply?

Visit any AIB branch, or contact us at +93 (0) 20 255 0 255 or WhatsApp +93 (0) 70000 1111.

How to apply

First, check you meet the criteria, then follow our simple steps.

Don't have an account yet?

Open an account that is best tailored for you. Whether you're managing personal finances or running a business, we're here to help.

Don't have an account yet?

Open an account that is best tailored for you. Whether you're managing personal finances or running a business, we're here to help.

Don't have an account yet?

Open an account that is best tailored for you. Whether you're managing personal finances or running a business, we're here to help.