
Mudarabah Saving Account
Grow your savings the right way
With AIB’s Mudarabah Saving Account, you can deposit money securely, share in the profits from approved investments, and access your funds whenever you need them.
Grow your savings
Build your balance over time while sharing in the profits from Shariah-compliant investments.




Flexible access
Deposit or withdraw whenever you need, with four free withdrawals each month.
No monthly fees
Keep more of what you save with zero maintenance charges and clear profit announcements every quarter.


Key features
ATM, online shopping, bill payments and more features...
Frequently asked questions
Is the profit guaranteed?
No. Profit depends on the actual earnings from Shariah-compliant investments.
How is profit calculated?
Profit is shared based on actual earnings and the pre-agreed ratio between you and the bank.
Can I withdraw money anytime?
Yes. You may withdraw funds anytime, but only four withdrawals per month are free. Extra withdrawals may reduce profit and incur a fee.
Which currencies are available?
You can open this account in AFN or USD.
How to apply?
Visit any AIB branch, or contact us at +93 (0) 20 255 0 255 or WhatsApp +93 (0) 70000 1111.
Is the profit guaranteed?
No. Profit depends on the actual earnings from Shariah-compliant investments.
How is profit calculated?
Profit is shared based on actual earnings and the pre-agreed ratio between you and the bank.
Can I withdraw money anytime?
Yes. You may withdraw funds anytime, but only four withdrawals per month are free. Extra withdrawals may reduce profit and incur a fee.
Which currencies are available?
You can open this account in AFN or USD.
How to apply?
Visit any AIB branch, or contact us at +93 (0) 20 255 0 255 or WhatsApp +93 (0) 70000 1111.
Is the profit guaranteed?
No. Profit depends on the actual earnings from Shariah-compliant investments.
How is profit calculated?
Profit is shared based on actual earnings and the pre-agreed ratio between you and the bank.
Can I withdraw money anytime?
Yes. You may withdraw funds anytime, but only four withdrawals per month are free. Extra withdrawals may reduce profit and incur a fee.
Which currencies are available?
You can open this account in AFN or USD.
How to apply?
Visit any AIB branch, or contact us at +93 (0) 20 255 0 255 or WhatsApp +93 (0) 70000 1111.
How to apply
First, check you meet the criteria, then follow our simple steps.
Don't have an account yet?
Open an account that is best tailored for you. Whether you're managing personal finances or running a business, we're here to help.
Don't have an account yet?
Open an account that is best tailored for you. Whether you're managing personal finances or running a business, we're here to help.
Don't have an account yet?
Open an account that is best tailored for you. Whether you're managing personal finances or running a business, we're here to help.
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