Qard Payroll Account
Hassle-free salary account
Receive your salary securely each month with easy access through debit cards, online banking, and free SMS alerts—always with no extra charges.
Salary made simple
Receive your monthly pay quickly and securely, straight into your account.
No cost to you
Enjoy zero maintenance fees and free access to your money whenever you need it.
Convenient digital banking
Stay in control with free online banking, debit card access and 24/7 customer support.
Key features
ATM, online shopping, bill payments and more features...
Frequently asked questions
Is this a profit-bearing account?
No. This is a non-profit earning account designed to provide a straightforward banking solution.
Do I have full access to my salary?
Yes. You have complete and unlimited access to your entire salary balance at any time.
Are there any associated fees?
No. This account is free from all account maintenance and withdrawal fees.
Is this account Shariah-compliant?
Yes. The account is fully Shariah-compliant and operates under the principles of Qard Hasan.
Are debit or credit cards available with this account?
Yes. You can request both a debit card and a credit card, which will be linked directly to this account.
What is the application process?
Your employer must initiate the process by providing a formal introduction to the bank. Following this, your physical presence at one of our branches is required to complete the account opening.
Is this a profit-bearing account?
No. This is a non-profit earning account designed to provide a straightforward banking solution.
Do I have full access to my salary?
Yes. You have complete and unlimited access to your entire salary balance at any time.
Are there any associated fees?
No. This account is free from all account maintenance and withdrawal fees.
Is this account Shariah-compliant?
Yes. The account is fully Shariah-compliant and operates under the principles of Qard Hasan.
Are debit or credit cards available with this account?
Yes. You can request both a debit card and a credit card, which will be linked directly to this account.
What is the application process?
Your employer must initiate the process by providing a formal introduction to the bank. Following this, your physical presence at one of our branches is required to complete the account opening.
Is this a profit-bearing account?
No. This is a non-profit earning account designed to provide a straightforward banking solution.
Do I have full access to my salary?
Yes. You have complete and unlimited access to your entire salary balance at any time.
Are there any associated fees?
No. This account is free from all account maintenance and withdrawal fees.
Is this account Shariah-compliant?
Yes. The account is fully Shariah-compliant and operates under the principles of Qard Hasan.
Are debit or credit cards available with this account?
Yes. You can request both a debit card and a credit card, which will be linked directly to this account.
What is the application process?
Your employer must initiate the process by providing a formal introduction to the bank. Following this, your physical presence at one of our branches is required to complete the account opening.
How to apply
First, check you meet the criteria, then follow our simple steps.
Don't have an account yet?
Open an account that is best tailored for you. Whether you're managing personal finances or running a business, we're here to help.
Don't have an account yet?
Open an account that is best tailored for you. Whether you're managing personal finances or running a business, we're here to help.
Don't have an account yet?
Open an account that is best tailored for you. Whether you're managing personal finances or running a business, we're here to help.
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