Qard Current Account

A flexible account for your day-to-day spending

Enjoy complete flexibility and peace of mind with our Shariah-compliant Qard Current Account, designed to give you instant access to your funds for all your daily banking needs.

Full access to your funds

Withdraw, deposit and transfer money anytime. Your account is always ready when you are.

Sandy beach with waves and rocky cliffs at sunset
Sandy beach with waves and rocky cliffs at sunset
Close-up of a green leaf with prominent veins.
Close-up of a green leaf with prominent veins.

Simple with no extra charges

No profit, no interest and no hidden fees. Just straightforward banking for your everyday needs.

Convenient digital banking

Stay in control with free online banking, debit card access and 24/7 customer support.

Colorful light patterns on a dark tiled floor.
Colorful light patterns on a dark tiled floor.

Key features

ATM, online shopping, bill payments and more features...

Frequently asked questions

Is the account profit-bearing?

No. This is a non-profit account, fully compliant with Islamic finance principles.


Can I access my money anytime?

Yes. Your funds are repayable on demand.


Is there a minimum balance requirement?

No minimum balance is required, but try not to keep your account at zero for more than three months.


Are my funds safe in this account?

Yes. AIB is responsible for safeguarding your balance.


Can I receive salary or international remittances?

Yes. The account can receive both local and international funds, subject to the policies of the sending bank.


How to apply?

Visit any AIB branch, or contact us at +93 (0) 20 255 0 255 or WhatsApp +93 (0) 70000 1111.



Is the account profit-bearing?

No. This is a non-profit account, fully compliant with Islamic finance principles.


Can I access my money anytime?

Yes. Your funds are repayable on demand.


Is there a minimum balance requirement?

No minimum balance is required, but try not to keep your account at zero for more than three months.


Are my funds safe in this account?

Yes. AIB is responsible for safeguarding your balance.


Can I receive salary or international remittances?

Yes. The account can receive both local and international funds, subject to the policies of the sending bank.


How to apply?

Visit any AIB branch, or contact us at +93 (0) 20 255 0 255 or WhatsApp +93 (0) 70000 1111.



Is the account profit-bearing?

No. This is a non-profit account, fully compliant with Islamic finance principles.


Can I access my money anytime?

Yes. Your funds are repayable on demand.


Is there a minimum balance requirement?

No minimum balance is required, but try not to keep your account at zero for more than three months.


Are my funds safe in this account?

Yes. AIB is responsible for safeguarding your balance.


Can I receive salary or international remittances?

Yes. The account can receive both local and international funds, subject to the policies of the sending bank.


How to apply?

Visit any AIB branch, or contact us at +93 (0) 20 255 0 255 or WhatsApp +93 (0) 70000 1111.



How to apply

First, check you meet the criteria, then follow our simple steps.

Don't have an account yet?

Open an account that is best tailored for you. Whether you're managing personal finances or running a business, we're here to help.

Don't have an account yet?

Open an account that is best tailored for you. Whether you're managing personal finances or running a business, we're here to help.

Don't have an account yet?

Open an account that is best tailored for you. Whether you're managing personal finances or running a business, we're here to help.