Wholesale Qard Current Account
Control your business finances with confidence
A profit-free, Shariah-compliant account for companies, NGOs, and institutions, giving you easy fund access, no hidden charges, and simple management.
Bank with full transparency
Enjoy a current account that is fully Shariah-compliant and completely free from profit or interest. Built on the Islamic Qard principle, this account ensures that your company’s deposits are managed in a transparent, ethical, and compliant way. It’s designed to give businesses peace of mind while keeping banking simple and predictable.
Easy access to funds
Manage your company’s liquidity with ease. Withdraw, deposit, and transfer funds whenever you need, helping you respond quickly to daily operational needs. With access across multiple channels, including branches and online services, your business is always in control of its money.
No hidden costs
Benefit from clear and transparent banking with no surprise fees. The Wholesale Qard Current Account has no hidden charges, making it easier for businesses to forecast and manage their financial commitments. You’ll know exactly what to expect, keeping your banking straightforward and cost-effective.
Key features
ATM, online shopping, bill payments and more features...
Frequently asked questions
What is a Wholesale Qard Current Account?
It is a profit-free account designed for companies, organizations, and institutions. It allows account-holders to access funds easily for their business or personal expenses while staying Shariah-compliant.
Who can open a Wholesale Qard Current Account?
Any registered company, organization, or institution with valid legal documents can apply.
What documents are required to open the account?
Updated company license
Articles of Association (AOA)
Original NIDs (Tazkira) of shareholders
Account opening request on company letterhead
Tax Identification Number (TIN)
Company seal stamp
Passport-size photos of shareholders
Presence of all shareholders during onboarding
What is the initial deposit requirement?
AFN Account: AFN 2,000
USD Account: USD 30
EUR Account: EUR 30
Is this account Shariah-compliant?
Yes, it is fully profit-free and structured on Islamic principles.
What is a Wholesale Qard Current Account?
It is a profit-free account designed for companies, organizations, and institutions. It allows account-holders to access funds easily for their business or personal expenses while staying Shariah-compliant.
Who can open a Wholesale Qard Current Account?
Any registered company, organization, or institution with valid legal documents can apply.
What documents are required to open the account?
Updated company license
Articles of Association (AOA)
Original NIDs (Tazkira) of shareholders
Account opening request on company letterhead
Tax Identification Number (TIN)
Company seal stamp
Passport-size photos of shareholders
Presence of all shareholders during onboarding
What is the initial deposit requirement?
AFN Account: AFN 2,000
USD Account: USD 30
EUR Account: EUR 30
Is this account Shariah-compliant?
Yes, it is fully profit-free and structured on Islamic principles.
What is a Wholesale Qard Current Account?
It is a profit-free account designed for companies, organizations, and institutions. It allows account-holders to access funds easily for their business or personal expenses while staying Shariah-compliant.
Who can open a Wholesale Qard Current Account?
Any registered company, organization, or institution with valid legal documents can apply.
What documents are required to open the account?
Updated company license
Articles of Association (AOA)
Original NIDs (Tazkira) of shareholders
Account opening request on company letterhead
Tax Identification Number (TIN)
Company seal stamp
Passport-size photos of shareholders
Presence of all shareholders during onboarding
What is the initial deposit requirement?
AFN Account: AFN 2,000
USD Account: USD 30
EUR Account: EUR 30
Is this account Shariah-compliant?
Yes, it is fully profit-free and structured on Islamic principles.
How to apply
First, check you meet the criteria, then follow our simple steps.
Don't have an account yet?
Open an account that is best tailored for you. Whether you're managing personal finances or running a business, we're here to help.
Don't have an account yet?
Open an account that is best tailored for you. Whether you're managing personal finances or running a business, we're here to help.
Don't have an account yet?
Open an account that is best tailored for you. Whether you're managing personal finances or running a business, we're here to help.
©Afghanistan International Bank 2025