Statement of Comprehensive Income
Note |
2013 |
2012 |
|||
Interest income |
21 |
1,144,695 |
1,057,205 |
||
Interest expense |
22 |
(2,230) |
(2,730) |
||
Net interest income |
|
1,142,465 |
1,054,475 |
||
Fee and commission income |
23 |
570,314 |
418,790 |
||
Fee and commission expense |
24 |
(14,238) |
(14,379) |
||
Net fee and commission income |
|
556,076 |
404,411 |
||
Income from dealing in foreign currencies |
25 |
205,690 |
159,883 |
||
|
|
1,904,231 |
1,618,769 |
||
Other income |
26 |
61,162 |
17,695 |
||
Provision against loan losses |
10.3 |
(305,305) |
(37,814) |
||
Provision on Investments |
8.4 |
(13,185) |
(6,839) |
||
| Provision on participation purchased | 9.2 | (2,663) | - | ||
| Provision on placements | 7.4 | (3,160) | 16,639 | ||
Provision against receivable from DoJ |
14.2 |
(250,605) |
- |
||
General and administrative expenses |
27 |
(1,079,713) |
(1,004,051) |
||
PROFIT BEFORE INCOME TAX |
|
310,762 |
604,399 |
||
Income Tax (Charge) |
28 |
(70,972) |
(104,392) |
||
PROFIT FOR THE YEAR |
|
239,790 |
500,007 |
||
OTHER COMPREHENSIVE INCOME |
|
|
|
||
| Items that may classify to profit and loss subsequently | |||||
Net change in fair value on available-for-sale financial investments – net of tax |
|
(25,015) |
(36,940) |
||
TOTAL COMPREHENSIVE INCOME FOR THE YEAR |
|
214,775 |
463,067 |
||
Earnings per share – Basic and diluted |
31 |
7.99 |
16.67 |