This loan is designed for meeting the financial requirements of those individuals or joint family members, who are planning to renovate their house, pay medical bills, purchase a second property, and continue their higher education fees. Throughout this facility we are able to extent loan up to 30% annual income of the applicant in the case of joint members or individuals which are documented, the Home Equity Loans are secured by registered title deed which you require to mortgage your property under the name of bank until repayment of all the loan installments or end of contract.